UPI
Collect requests, intent links and dynamic QR codes. Works with every UPI app your customer has installed.
CollectIntentQRAll UPI apps
Payment infrastructure for India and beyond
Payments in perfect proportion.
Aura connects your business to UPI, bank transfers, cards, local wallets and USDT through one API. Every payment is routed to the provider most likely to approve it.
94%average pay-in conversion
< 60 smedian payout time
24/7processing and payouts
UPIIMPSNEFTRTGSVisa & MastercardRuPayLocal e-walletsUSDT TRC-20USDT ERC-20P2P transfers
UPIIMPSNEFTRTGSVisa & MastercardRuPayLocal e-walletsUSDT TRC-20USDT ERC-20P2P transfers
Why Aura
One integration. Every local way to pay.
Your customers pay with the app already on their phone. You get one contract, one balance and one report for all of it.
For merchants
What you get from day oneHigh approval rates
Smart routing across 40+ providers sends each payment where it is most likely to pass.
One integration
UPI, bank transfers, cards, wallets and USDT through a single API and contract.
Instant payouts 24/7
Bank, UPI and crypto payouts in seconds, weekends and holidays included.
Live in 7 days
Short KYB, a full sandbox and ready-made flows get you processing within a week.
Personal manager
A dedicated manager and 24/7 support in Telegram, with answers in minutes.
Real-time analytics
Turnover, conversion and fees by method and provider, updated as payments happen.
Transparent pricing
You pay only for approved operations. Every fee is shown on every operation.
Security & compliance
Encrypted data, signed webhooks, KYC/AML checks and fraud monitoring.
For our team
Why people join AuraRemote-first
Work from anywhere with a distributed team across time zones.
Fast growth
Real ownership from day one and a clear path to lead a direction.
Competitive pay
Market-leading compensation with performance bonuses.
Learn from the best
Payments, risk and engineering experts who share what they know.
How it works
From tap to webhook in seconds.
Aura checks every connected provider before it sends the payment, then picks the route with the best chance of approval.
Gold line the route Aura picked
Dashed line backup routes, used if the first attempt is declined
Approval rates are live and recalculated every few minutes
Pay-ins
Accept the methods your customers already use.
Hosted checkout or direct API. Customers pay in seconds, and you get a signed webhook the moment the payment is approved.
Bank transfers
IMPS, NEFT and RTGS with automatic matching by reference, so there is nothing to reconcile by hand.
IMPSNEFTRTGSP2P
Cards
Domestic and international cards with 3-D Secure.
VisaMastercardRuPay
Local wallets
Popular e-wallets in each market through the same integration.
Wallet list TBD
Crypto
USDT on TRON and Ethereum, with the rate fixed at checkout.
USDT TRC-20USDT ERC-20
Payouts
Send thousands of payouts in one call.
Pay customers, partners and affiliates to bank accounts, UPI IDs or crypto wallets. Upload a file or call the API.
↯
Instant by default
IMPS and UPI payouts arrive in seconds, around the clock, weekends included.
≡
Mass payouts
Up to 10,000 recipients per request, with a status for every row and automatic retries.
✓
Beneficiary checks
We verify the name and account before sending, so fewer payouts bounce back.
Payout success rate
Share of payouts delivered on the first attempt
9 of 10delivered in < 30 s
24/7weekends and holidays
0manual steps per batch
Merchant dashboard
Know where every rupee went.
Turnover, conversion, fees and disputes per method and per day. Switch the reporting currency between INR and USDT in one click.
AuraOverviewOperationsPayoutsDisputesLast 7 days · INRPay-in turnover₹ 4.82 Cr▲ 12.4%
Pay-in conversion93.7%▲ 1.9 pp
Payout turnover₹ 1.96 Cr▲ 6.1%
Open disputes3▲ 1
Approved pay-ins per day ₹ lakh
By method conv.
| Method | Status | Conv. |
|---|---|---|
| UPI | healthy | 95.2% |
| IMPS | healthy | 91.8% |
| Cards | watch | 78.4% |
| USDT | healthy | 99.1% |
Conversion = approved ÷ (approved + declined)
Turnover counts approved operations only
Who we work with
Built for businesses that move fast.
High volumes, many small payments, customers who expect money to arrive now. That is the traffic Aura is tuned for.
iGaming & bettingForex & tradingMarketplacesDigital goodsGaming & in-appEdTechTravelSubscriptionsAffiliate networks
Security
Your money and data stay protected.
Encryption
TLS 1.3 in transit, AES-256 at rest for every stored record.
Signed webhooks
HMAC signatures and an IP allowlist on every callback.
Two-factor access
2FA and role-based permissions for your whole team.
Fraud monitoring
Velocity rules and anomaly checks on every operation.
Integration
Live in days, not months.
A REST API with idempotent requests, a full sandbox and a manager who stays with you through launch.
1Day 1
Apply
Fill in the form below. A manager replies within one business day.
2Days 2–3
Onboard
Pass a short KYB check and sign the agreement online.
3Days 3–6
Integrate
Get sandbox keys, test every flow, then switch to live keys.
4Day 7
Go live
Start accepting payments and follow them in your dashboard.
Get started
Work with Aura.
Tell us who you are and we will get back to you on Telegram or by e-mail.
Merchant
You sell online and want to accept pay-ins or send payouts.
Partner
You bring traffic or payment routes: agents, providers, platforms.
Candidate
You want to join the Aura team.